Top 7 Expense Tracker Apps for iPhone and iPad

It’s 2021 and you no longer need to rely on an Excel sheet to keep track of your finances and expenses. Both the Google Play Store and the Apple App Store are packed with expense tracking apps to manage your expenses. Among them, we have listed the seven best expense tracking apps to use on iPhone and iPad.

Best Expense Tracker Apps for iPhone and iPad

Modern expense tracking apps are not limited to adding / modifying expenses. They offer more benefits like banking connections, family sharing, crypto support, and more. Let’s start with our favorite app: Toshl.

1. Toshl

Toshl has earned our high recommendation due to its UI / UX superior to its rivals. The gesture-based user interface is a pleasure to use. We also like the big fonts, icons, and huge number pad when adding expenses or income. Little details like these make a noticeable difference in everyday wear.

toshl app

And what is more? Toshl also integrates with banks. You can connect your local bank account in the app and see all the transactions from one place.


  • Beautiful user interface
  • A good list of supported banks
  • Punctual iconography
  • Cross-platform availability
  • Single view of River Flow to check expenses, budget and income
  • Various export options


  • Partner exchange is missing
  • No iOS widgets


Toshl Pro plans start at $ 2.99 per month and the higher plan with banking connections is priced at $ 4.99 per month.

Get Toshl

2. Out-of-pocket expenses 6

Pocket Expense is another iPhone finance app that focuses on the user interface to differentiate itself from a growing crowd. The calendar view at the top is amazing. It allows you to go from one appointment to another without much hassle.

pocket spending app for iPhone

Pocket Expense offers budget support, different charts, a native calendar view, the ability to track invoices, and more. However, you lose your banking connections. It is compatible with iOS widgets and you can easily track expenses from the home screen.


  • Excellent user interface with animations
  • Calendar view
  • Various charts to keep track of expenses.
  • Billing menu to view future transactions


  • No bank connections
  • Without sharing with partners


The pro plan is priced at $ 1.49 per month. You can save some money by opting for an $ 8.99 per year plan.

Get Out-of-pocket expenses 6

3. Moneon

Moneon doesn’t try to do all things at once. However, it nails the sharing part. You can easily share a wallet with other family members and allow them to add expenses.

moneon app

The list of features includes iOS widgets, password protection, quotes, SMS recognition, iMessage, reports, and more. Of course, many features are locked behind a paywall, but they are not expensive.


  • Shared wallet support
  • Support for photo attachments
  • Debt monitoring
  • Template support
  • iOS home widgets


  • User interface is average
  • Not available on Android
  • Bank connections are missing


$ 0.99 per month.

Get Moneon

4. Donate

Many of the TechWiser team members use Spendee as their daily driver to manage expenses. It’s feature-rich and gets the job done without damaging your wallet too much.

worn app

Spendee offers a single card style user interface in the home. You can easily check all your wallets from the Spendee house. A wallet can also be shared with other members so they can add expenses in a single wallet. The banking connection is there too.


  • Unique and functional user interface
  • Share wallet
  • Long list of export options
  • Modify categories
  • Cheaper compared to its rivals.
  • Cross-platform availability


  • IOS home widgets are missing


Subscription starts at $ 1.99 per month.

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5. CoinKeeper

Not everyone wants all the conveniences in an expense management app. CoinKeeper is for those who need a simple financial app on their iPhone and iPad.

coinkeeper for iPhone

The app keeps it simple with all the categories on the home screen. You can see the expenses for each category and a summary at the top. However, the UX could have been better. The main options are at the top and do not use the bottom menu bar.


  • Simple user interface for most
  • Detailed statistics
  • Debt management
  • Support for all world currencies
  • Widgets support


  • The UX leaves much to be desired
  • Many features such as banking connections and password protection are missing compared to rival apps


$ 3.99 per month and $ 11.99 per year.

Get CoinKeeper

6. Money lover

If you constantly switch between iOS and Android, look no further than Money Lover. It is one of the best expense management apps on both mobile platforms.

money lover for iphone

You can link your local bank account and view the updated account balance and other data entries in the app. Money Lover offers a store dedicated to helping you buy icon packs for different categories. It’s a nice touch.


  • Cross-platform availability
  • Built-in calculator
  • Debt monitoring
  • Attach image to transaction
  • Multiple currency support


  • IOS home widget is missing


$ 2.49 per month

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7. BudgetBakers wallet

Wallet is not limited to being just an expense management app. It can be your best destination for financial advice with tips and news included in the mix. Wallet allows you to add different widgets to the home screen. You can even put a currency converter at home and keep track of the changes.

wallet app

The banking connection feature is also available here, but it has been hit or miss for us. In our tests, we found that the Wallet app for Android is better than the one for iOS.


  • Wallet Now page for personalized suggestions
  • A detailed statistics page
  • Bank connections
  • Shared wallets
  • Cross-platform support, including the web
  • American Express support, something many rivals lack


  • Timing has been unstable in our tests
  • Expensive compared to rivals


The Premium plan starts at $ 5.99 per month.

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Conclusion: Expense Tracking Apps for iPhone and iPad

Forget about the pen and paper combination to keep track of your expenses. It’s unsafe, unproductive, inaccessible, and unsearchable. Instead, opt for a dedicated expense tracker app from the App Store and manage your finances like a pro.

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